• Monday – Saturday 8:00am – 6:00pm
  • Serving all Florida Waterways & Coasts!
  • (352) 440-3356‬

Boat Financing FAQs

Uncharted Marine LLC, a licensed and insured boat dealer, partners with leading financial institutions to offer competitive boat loan options. Secure your dream boat today by visiting our Boatzon partner page at https://boatzon.com/dealer/unchartedmarine/boats-for-sale to pre-qualify for financing in minutes with no impact to your credit score. Upon approval, enjoy the possibility of same-day funding and embark on your boating adventure with confidence. Contact Uncharted Marine LLC today to explore our extensive inventory and discuss your personalized financing options.

Benefits Of Financing With Uncharted Marine

Uncharted’s easy pre-qualification process won’t impact your credit score. We’ll do a soft credit check to give you personalized APR options and loan terms up to 240 months. Working with 20+ lenders, we secure competitive rates, with same-day approvals and funding as fast as 24 hours with some lenders.

How Does Your Pre-Qualification Not Affect My Credit?

Uncharted performs a soft credit check, so your credit score won’t be affected. Beware, other lenders may do a hard inquiry, which can lower your score and remain on your credit report for up to two years.

Will I receive A Pre-Qualification Letter?

Yes! We will send you a pre-qualification letter to your email address if you would like to provide to a dealership or seller.

How Long Does It Take To Get Approved?

Submit your pre-qualification by 3 PM Eastern Time and we’ll strive to provide your approval status that same day.

What Is the Minimum Credit Score Needed?

While our preferred minimum credit score is 620, we strive to assist borrowers with slightly lower scores. However, a lower credit score may result in higher APR rates for your boat loan.

What If I’m Still Deciding Between Boats?

No worries! Your pre-qualification is valid for 30 days, giving you ample time to find your dream boat.